Zend is a highly innovative payment service to uses lifestyle mapping algorithm to tailor its services to give you value-added conveniences and excitement. Our overarching objective is to give you some pampering for doing the things that add value to your life.


We have been around. We started this whole thing with you in mind, with a most successful pre-launch campaign that asked Africans what they wanted in a payment service to now close to 1 million customers, we are proud to be a name you can trust.


We changed the appeal of pay bills with award-winning innovations in new value-added services and products. Today on Zend, customers not only pay bills but gain access to a bouquet of services that take care of their homes, offices and lifestyle. Once you come in, you make it your home.